I'm a natural lurker.
I haven't heard of it but that's a good rate. Assuming there are no hidden fees (maintenance, overdrafts, etc) of course.
Your profile is hilarious 😂
What tools do you use to track your money?
I'm using the good ol' Excel spreadsheet to track expenses, income, NW, etc. Are there any other tools or apps that you guys found useful?
Also shoutout to my fellow spreadsheet power users 😎
we did it Reddit! /s
The hacked MichelleG account actually commented that it did not have MFA enabled lol. This was on the lemmy.world shitpost community, on one of the posts making memes about the situation. Hilarious that the hacker decided to share that.
Oh wow again? 10 min ago it was clean! The .world admins are having a productive day lol
PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down)
FYI!!! In case you start getting re-directed to porn sites.
Maybe the admin got hacked?
edit: lemmy.blahaj.zone has also been hacked. beehaw.org is also down, possibly intentionally by their admins until the issue is fixed.
Post discussing the point of vulnerability: https://lemmy.ml/post/1896249
Github Issue created here: https://github.com/LemmyNet/lemmy-ui/issues/1895
Personal Income Spending Flowchart (US)
cross-posted from: https://lemmy.ml/post/1161162
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Glossary
Glossary
This is a growing list of commonly used terms in our community. Please suggest more terms not listed here!
Boglehead = A follower of John C. Bogle's financial philosophies and investing strategies.
COL = Cost of Living
LCOL/MCOL/HCOL/VHCOL = Low/Med/High/VeryHigh Cost of Living
DCA = Dollar Cost Averaging; the strategy of investing money into the market over many regular intervals of time (as opposed to lump sum investing).
DINK = Double Income No Kids
FI = Financial Independence; the ability to live off savings and pay living expenses without needing to be employed.
FIRE = Financial Independence & Retire Early
Coast FIRE = having enough money already invested so that it is not necessary to invest more to achieve FI at the desired retirement age.
Barista FIRE = having enough money to retire at the desired retirement age and also getting a part-time job for additional income and health insurance.
Lean FIRE = achieving
Great idea! I couldn't find a wiki feature for Lemmy but for now we can add to the sidebar. There was a nice retirement calculator that someone shared awhile ago on reddit, gotta try to find that again too.
That would be amazing if the current AskHistorians team moved here. It's legitimately one of the best run subs.
Nice, what's up people
test comment please ignore
Welcome to FIRE!
Hi all, I wanted to create this community for those interested in the FIRE movement to share their experiences.
A few years ago, I started tracking my net worth and increasing my savings to hopefully even have a chance to retire, and now want to push further to achieving financial independence and MAYBE HOPEFULLY retire a few years earlier as well.
Anyone else in a similar situation? How has the journey been for you so far?
Just my 2 cents here, but no more bonus + stocks + 401K matching?? That seems like a pretty huge hit for you. If it were me, I'd probably be looking for other offers... you can't simply wait for your company to get its shit together.
Also regarding 401K, every bit of contribution matching helps especially since you are still young and in your 30s. So those small missed contributions definitely add up 30 years down the road.
Mixed Zoning
This seems like a no brainer for creating cities for any other country that is not the US, but I hope CS2 has vanilla mixed zoning buildings. Really want to create some nice cities from my home country without modding the game to death!
Personal Income Spending Flowchart (US)
A general guide to your personal finance.