That's great. Canada has very strong credit union adoption. The US is often more predatory. Banks can put people into minimum balance type accounts and fee you until the account runs dry. Not all, but some do. If you live in a rural area, you may not have many options. There's a host of reasons. https://www.fdic.gov/household-survey
My spouse didn't get it until she watched Meredith Whittaker's SXSW talk. I just wasn't eloquent enough. She admitted I had made the same points, but not as well. Show people that video. https://www.youtube.com/live/AyH7zoP-JOg
That I spent years developing proficiency in my language and expanding my vocabulary to get accepted, only to be told to write simplified English in journalism school. Then they doubled down in my business classes to write for a 6th grade education and those who don't speak natively.
Self hosted stuff will collapse without you. Bitwarden has a family plan with survivorship rules. You can also share passwords easily. Also, Google and Microsoft accounts also have survivorship rules you can set up.
Unfortunately your less cautious cohorts can reveal much of this about you as well. Privacy is a deep rabbit hole. Do what you can, try to educate your peers.
Adding this for extra absurdity: going in no one knows, no one at all, how much your fees will be. Prices are negotiated between the insurance companies and health care providers. Until they send in the billing codes, pray they get them right, get proper authorization (from insurance, not your doctor) then go through with the treatment and finally issue a bill, which gets processed by the insurance company again - at that last step then and only then do you get a surprise bill for your share of the costs. It can take months. For a stay like yours, it would be anybody's guess.
Simple procedures planned in advance, you MIGHT get a price, but that will almost certainly miss things like incidental costs or direct fees from doctors or other practitioners who all invoice separately.
If robber barons could have become immortal steampunk machines, we'd never have been born and they'd have killed our great great great grandparents long ago
That's great. Canada has very strong credit union adoption. The US is often more predatory. Banks can put people into minimum balance type accounts and fee you until the account runs dry. Not all, but some do. If you live in a rural area, you may not have many options. There's a host of reasons. https://www.fdic.gov/household-survey