And there is the rub. Conservative legislators won’t allow it in most states, because it would mean more Dems in congress.

Same in California for much the same reason. There has long been a Republican proposal to split it into 5 states so there are more Republican senators.

Greed is bad, but its large losses in certain areas due to climate change-induced disasters that is pushing up prices far more than greed. You are the one that is stretching credulity more than a contortionist getting ready for their act.

And are you saying we should not have risk-based premiums? Sounds like you want the rest of us to subsidize living in a disaster prone area. I will gladly choose insurers that chops to drop clients in disaster prone areas so I can afford my insurance.

Some people can spend $50m a year. Just because you can spend it all doesn’t mean you are not rich. Also, there mere existence of richer people doesn’t make you not rich.

If they are not rich owning a million dollar asset, then I’m poor as fuck.

Living paycheck to paycheck doesn’t make you not rich. It just means you spend what you make. Plenty of rich people do that.

Seems to me that’s exactly what you said.

Still mostly million dollar plus homes. 8-12 times what my Midwestern home is worth. Hell, a freaking empty lot in Altadena is worth more than my house.

Blue voters that happily generate more carbon that most of us.

Turns out when you say you cannot charge more than x for a service that costs y to provide, and y>x, no one can sell the service.

Insurance companies fucking suck, but too many think their profits are the ONLY reason there is a problem.

People with multi-million dollar houses in the Palisades, yes.

With climate change, there is no option for “low cost” plan, government or no.

You can’t constantly have massive losses like these fires in a single area all paying out claims and expect to pay them off with low premiums.

And I think it was more likely some dumbass recording for their social media page.

I see zero evidence that it was some official operation.

There are other options. Heck, fire bombers usually are accompanied by their own sorter aircraft.

How exactly would a drone address the problem?

The US absolutely does have those planes. (That’s 1 example, here are others) But high winds are keeping most of them from operating (the winds are what is spreading the fires).

They are using helicopters, but those can’t carry as much.

I’m sure my insurance in the Midwest will go up to subsidize things, too. Never mind that we never have widespread disasters like this.

Because Russia is a huge country that’s hard to avoid, especially from Europe to Asia.

November 6, 2000

Everything has been downhill since then.

There wouldn’t be slack if people were reasonably on time. Easier just to get rid of people that refuse to be on time.

So, you should get overtime.

As I have said, occasionally something happens. But I know too many people that are RARELY on time.

And I’m a worker. I don’t say I own anyone. Being late fucks with your fellow employees that have to pick up your slack.