Another SD card issue.

So, here we go again. The first time I had an issue was because of a scam card. Now, I have a real SD card. Problem: I have been trying to move music and photos to it to keep on my new device (Moto G Stylus 5G 2022 / milanf) and when I insert it into my phone it says "Issue with SD card." And it wants me to set it up. However, when I plug it into a computer it's totally fine. I can't find any answers online, and the only other issue I saw similar was someone using a Xiaomi device running LOS 17. I didn't have the issue on my phone until the most recent LOS 23 update on the 8th of Jan. What do I do to resolve this? I don't want to have to carry multiple devices with me, for the time being, to access certain photos or music.

• edit: I neglected to add this detail. It has been formatted by the Lineage device, but the issue persists.