Freezing my credit scores, heard there's 4, worth the trouble freezing them all?
Small rant: Perhaps I'm getting old and cynical, but the entire process through their sites feels a lil sketchy lol
Sure, it requires the basics, along with your SSN and cellphone to receive a text confirmation. Can't just be me, right?
Anyways, thanks for answering my crazy questions due to my lack of faith in the safety of the internet in the days of SEO's. 🤣
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I'm reasonably certain they have all been hacked recently, and they don't take security seriously, because: Why bother? They'll never face any serious consequences, and their power will continue unchecked.
I mean, this is exactly how it feels these days, and it sorta does feel like the entry field for my information on those sites isn't that safe lol. Let alone professional, makes you wonder if the sites legitimate. 🥴
Objectively speaking, I don't think that entire industry is legitimate.
We are in agreement there lol
Credit bureaus are certainly evil but modern life in the US still forces us to work with them, so you may as well register free online credentials with them all so you can check the records they have on you for accuracy. They actually do respond quite consistently fast. I once had a LendingClub thing listed in my history when I've never touched anything involving the company, and whichever-bureau-it-was (I can't remember any more) promptly removed it upon my informing them.