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A welcoming community for discussions and supporting each other in making the most of life after reaching age 40. All are welcome, as are questions from anyone, of any age.

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1 yr. ago
  • Surviving Past 40 @sh.itjust.works
    p1mrx @sh.itjust.works

    Lemmy could use more linebreaks

  • Surviving Past 40 @sh.itjust.works
    z00s @lemmy.world

    Estate planning - yes, you

    Hi Lemmy,

    I like the idea of this sub so I thought I'd contribute the first post.

    I'm 40, and I have cancer. I don't know if I'll survive or not. Being in this position though has forced me to get all my "life stuff" in order, and boy, I can tell you there's a lot more of it than you realise.

    Start now. Especially if you're healthy, double especially if you have a spouse and/or kids.

    I get it that nobody wants to think about their own mortality, but consider that what you're actually doing is making things easier for your family.

    1. Get a properly done will from a lawyer. Not one of those "write your own will" kits. It's not just about who gets what, but also burial vs cremation, who will be your executor, any special gifts/request, who is next in line if your beneficiary dies etc.
    2. Organ donation? Tell your relatives AND register.
    3. Insurance. Get life insurance as its the only insurance with a guaranteed payment BUT calculate yearly cost vs how much you would have if you