1. Pension YOLO – even with the NI still should stuff cash into pension. Instant 45-80% boost, retire early. Your boomer dad was right.
2. 4-Day Week Meta – 4% pay cut vs 80% marginal tax? Fridays off for the price of a Greggs meal deal. Best trade of your life. Spend it filing emigration papers.
3. Baby = IRL Tax Harvesting – parental leave in the death zone saves ~£15k. The baby doesn’t even need to be yours (allegedly).
4. Salary Sacrifice Turbo – EV at 2% tax vs salary at 62%. Payslip domination kink ends today.
5. Return to Barter Mode – Swap favours with mates and neighbours
6. £99,999 Chad Move – Reject £110k. Demand £99k + pension. Boss confused. You save £6k.
7. £1k Side Hustle – Sell anything. Feet pics, consulting, unhinged memes. First £1k is tax-free. Government is your dealer.
8. Only buy second hand – save money and make HMRC cry
9. Dubai or Die – 0% tax, sun, very safe. Hot but you get an 80% pay rise which can easily buy AC.
10. Unironically Earn £50k –Smooth brain move but big brain outcome. £125k guy nets £15k more than you after therapy, divorce lawyer, and blood pressure meds. He has a Porsche and clinical depression. You have Fridays and serotonin. GG.
TL;DR: Max pension, work less, barter everything, flee to Dubai, or just earn less and be happy.
The UK tax system is designed to financially dom you. Your safeword is “I’m moving to Portugal.”
NFA. DYOR. Positions: Long $FREEDOM, Short $HMRC, Heavily leveraged on $COPIUM
The question isn’t if Nvidia is making money , because AI fad is still trending... The question is are the company’s that are paying Nvidia for their chips going to get a ROI, and the answer is no.
La dernière photo ça fait très Asterix /le barde